At Hindsight Legal Advisers, we specialise in mortgage finance law, delivering comprehensive and high-quality legal services to lenders of all sizes. Our team appreciates the importance of due diligence and meticulous care in drafting, processing and settling loans, having developed our knowledge and expertise under the guidance of some of Australia’s leading banking and finance lawyers.
Our mortgage finance lawyers collaborate closely with our in-house financial services regulatory team to provide our clients with exceptional service and peace of mind. Whether your secured or unsecured lending transactions are straightforward or complex, you can trust us to handle the transactional and regulatory intricacies with expertise and precision.
We don’t believe you should have to choose between rapid turnaround and attention to detail – and with us, you won’t because we take the time to get to know your business, we’re across your requirements and we understand the lending environment.
Why Choose Us?
No two loans are the same. Whether it’s a straightforward advance for a single home or a complex limited recourse borrowing arrangement under section 67A of the Superannuation Industries Act 1993, Hindsight Legal Advisers delivers high-quality loan writing and advancement services that put every lender on the front foot.
Our mortgage finance lawyers have developed and honed their skills at some of the pre-eminent banking and finance law firms in Australia and have been recognised by Lawyers Weekly on numerous occasions for their work and contribution to the banking and finance legal industry.
Our service offering is further enhanced by our very own in-house financial services regulatory team, which works closely with our mortgage finance lawyers to ensure that any regulatory compliance matters are considered during the mortgage advancement and due diligence process, thereby putting our clients and their security interests in a better position.
Whether you are a large and established lender or are just starting up, let our highly experienced team guide and support your lending activities in Australia.
How we can help
Our mortgage finance lawyers have acted for a number of major banks, non-bank lenders and financial institutions for many years in both front-end advice and documentation matters. We have extensive experience in the provision of legal services to a wide range of clients within the finance sector, including SMSF lenders, commercial asset-backed lending, motor vehicle financiers, equipment financiers, invoice and debt financiers.
Our experience and full-service offering includes:
Undertaking mortgage due diligence to ensure that our lender clients are fully aware of the commercial, finance and legal implications associated with each deal
Preparation and issuing loan documents to borrowers and guarantors
Liaising with borrowers and guarantors to address any questions raised in relation to the loan documents or loan structuring and to satisfy conditions precedent
Provide solicitor certification to lender once all requirements have been satisfied.
Attending to settlement of transaction, whether in paper or via PEXA
Attending to mortgage, caveat and PPS registrations in a timely and efficient manner, thereby ensuring that our clients’ security interests are perfected and registered correctly to safeguard our clients in the instance of recovery
Providing lenders with regulatory compliance support
Establishing regulated and unregulated lending programs for many new and/or specialised lending businesses including those offering loans to SMSFs under limited recourse borrowing arrangements
Assisting lenders with undertaking due diligence on their loan documents, including the provision of enforceability opinions that many funders require